Strong yields. Clearer rules. Long-term confidence.

For decades, Mumbal has drawn attention from global Investors looking for more than just safe returns-it's drawn bellef. Even with market shifts, policy changes, and global uncertainty, Mumbai's luxury and commercial real estate continue to hold weight in portfolios from Dubai to London, Singapore to New York.

Here's why the city still commands capital-and why confidence is growing stronger, not softer.

Consistent Rental Yields in Key Micro-Markets

In prime areas like BKC, Lower Parel, and Worll, commercial assets continue to offer 6-8% gross rental yields. With proper structuring, newer developments (especially strata-titled office spaces and well-leased luxury residences) deliver steady cash flow at a lower cost of ownership than in many competing global metros.

Even in the residential segment, luxury apartments in curated projects often yield 2.5-3.5%, which is strong when paired with long-term appreciation.

Appreciation That's More Than Just Numbers

Unlike many "growth markets," Mumbal's capital appreciation isn't speculative-it's driven by real scarcity. Limited supply in premium zones, high land acquisition costs, and continued infrastructure development (coastal roads, metro lines, sea links) all feed into long-term value.

Over the past 10 years, prices in micro-markets like BKC and Worli have appreciated steadily, with luxury assets outpacing broader market averages due to constrained new launches and strong resale demand.

RERA, GST & the New Language of Trust

The introduction of RERA (Real Estate Regulatory Authority) and GST have significantly improved transparency in transactions-especially for international investors.

Now, you have:

• Clear project timelines and penalties for delays

• Proper disclosures of carpet area (not super built-up)

• Reduced litigation and developer opacity

• Standardised taxation under GST

This compliance shift has made luxury and commercial real estate far more predictable and bankable-a major factor for NRIs and funds

NRI & Institutional Demand Continues to Rise

Non-resident investors are not just returning-they're reallocating larger chunks of their portfolios to Mumbai. Why?

• Currency arbitrage: INR depreciation makes Indian assets cheaper and returns more favourable in USD terms.

• Lifestyle + yield: A home in Mumbai is now both an investment and a footprint in India.

• Developer maturity: Leading brands like Lodha, Raheja, Oberoi, and others now offer global-standard delivery, legal structuring, and after-sales management.

Add to that: Indian REITs, fractional ownership platforms, and ultra-luxury branded residences are giving global buyers access to previously closed opportunities.

Final Word

Mumbai isn't just a local market-it's a long-term wealth strategy.

At Room & Roof, we advise international investors, family offices, and NRis on navigating this market with insight and discretion-matching real estate strategy with personal vision.

Whether it's a trophy asset in Malabar Hill or a high-yield commercial unit in BKC, Mumbai continues to deliver not just value, but belief